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August is here! July has come and gone once again. Summer break is ending, schools are preparing to begin the new schoolyear, and hurricane season is at its prime. August and September record larger numbers of hurricanes than any other months. We hear it all the time, “Be sure you are prepared! Have a plan!” While it may seem monotonous, it can save you a lot of stress and worry. With today’s technology, we are blessed with alerts that provide us a fair amount of time to prepare if a storm is approaching.

You and your family’s safety always comes first! Do whatever you must do to ensure their safety. Simple evacuation plans of where to go and what to bring could save precious time in the event of necessary evacuation. Having an emergency bag or kit ready to go during these riskier months is worth considering, even when evacuation isn’t necessary. During the days, sometimes weeks, after a hurricane or tropical storm has passed and left behind damage and power outages for many to deal with, having the peace of mind knowing you have everything you need to get through those times is priceless.  

Dealing with the damage in the aftermath can be overwhelming. It’s tempting to rush back home or get outside to assess the situation and start the cleanup process. Be sure conditions are safe to do so. Flooded or washed out roads and down powerlines should be avoided and reported. High winds and flooding from tropical storms and hurricanes can be quite devastating, as Louisiana and Mississippi are well aware.

Thousands of dollars’ worth of damage can happen in such a short amount of time. Wind/Hail and Hurricane insurance coverage and deductibles can vary amongst policies. Flooding from rising water is not typically covered under homeowners policies. Talk to your insurance agent and review your policy to be sure you are covered properly.

If you have any questions about your Louisiana Flood Insurance, call us at (985)542-6900

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